Pension Calculator

Estimate basic pension, DR and commuted value under the 8th CPC.

Illustrative figures using sample pay-matrix data. The 8th CPC has not been officially notified — fitment factors shown are projections for planning purposes only.

Last drawn basic pay (₹)

Qualifying service (years)

Fitment factor — 2.28x

Dearness Relief (DR) — 0%

Commutation — 40% (max 40%)

Basic pension (pre-revision)₹40,000

Revised basic pension₹91,200

Dearness Relief @ 0%₹0

Gross monthly pension₹91,200

Commuted lump-sum (one-time)₹35,87,005

Monthly commutation deduction- ₹36,480

Net monthly pension₹54,720

Uses 50% of last basic × (service/33) formula, commuted using the standard 8.194 factor, restored after 15 years.